Key points
- Rates and thresholds depend on property value and buyer type (FHB, investor, etc.).
- Concessions may apply for eligible first‑home buyers or new homes.
- Additional duties can apply to foreign purchasers.
Rates & thresholds (illustrative)
NSW uses progressive brackets. The exact thresholds change over time and may differ for first‑home buyers. Always confirm with Revenue NSW.
Example bracket structure (illustrative):
- Up to $88,000 — $1.25 per $100
- $88,000 to $247,000 — $1,100 + $1.50 per $100 over $88,000
- $247,000 to $1,033,000 — $3,835 + $1.75 per $100 over $247,000
- $1,033,000 and over — $42,000 + $2.25 per $100 over $1,033,000
Illustrative only. Verify current brackets on Revenue NSW.
Worked example (illustrative only)
Duty is calculated by applying NSW brackets/thresholds to the dutiable value. Exact amounts depend on buyer type and any eligible concessions (first‑home buyer, foreign surcharge, etc.). For precise figures, use an up‑to‑date calculator.
Calculate NSW stamp duty
Get precise, up‑to‑date estimates for NSW, including concessions and surcharges.
Use our stamp duty calculator → MortgageMateAUOfficial resources
Educational only; not financial or tax advice.