Stamp Duty in Australia (2025)

How stamp duty works

Stamp duty (also called transfer duty) is a state tax payable when you buy property. Each state/territory sets its own rates, thresholds and concessions. Eligibility often depends on price, buyer type (first‑home buyer, investor), and whether it’s a new or established home.

• Dutiable value: usually the higher of the purchase price and market value.
• When it’s due: typically within days to months of settlement depending on the state.
• Common concessions: first‑home buyer relief, principal place of residence, off‑the‑plan rules, pensioner concessions, and foreign purchaser surcharges.

Worked example (illustrative)

Stamp duty is calculated by applying each state’s brackets/thresholds to the dutiable value. Many states also offer relief for eligible first‑home buyers below certain price caps. Exact amounts vary by concessions and buyer type, so always use an up‑to‑date calculator for accuracy.

What you’ll find here

• Clear, practical explainers for each state
• Worked examples to make the maths tangible
• Links to official state revenue guidance and calculators

Official state resources

• Revenue NSW
• State Revenue Office Victoria
• Queensland Revenue Office
• RevenueWA
• RevenueSA
• SRO Tasmania
• ACT Revenue
• NT Government – Stamp Duty

Quick links by state